Small Business Commercial AutoLearn about New York commercial auto insurance which includes liability and physical damage protection for vehicles that are used for business purposes. Coverage is typically capped at a specific dollar amount for your policy period. Each situation is unique, but as a general guideline, the type of New York business you operate or products you manufacture should determine how much New York commercial general liability New York general liability you need.
If you don’t find the answers you’re looking for, our licensed insurance advisors are standing by to help. With NEXT, you can purchase affordable general liability coverage online and get your certificate of insurance 10 minutes, or less. Several factors influence the price you’ll pay for coverage, including your industry, the size of your business and how much coverage you want to purchase. Anyone who wants to rent commercial property could be required to have coverage as part of their commercial lease. Contact 01 Insurance for all your business insurance needs in Astoria, New York. Professional liability insuranceisn’t, in general, required in New York, except malpractice insurance for doctors.
Real EstateLearn about New York real estate insurance coverages including liability and commercial property policies for realtors, mortgage companies and more. Commercial PropertyRead up on New York commercial property insurance, including how business property insurance protects your company’s building’s and/or their contents from damage, destruction, theft and vandalism. Commercial property insurance is often included as part of a Business Owners’ Insurance Policy, or BOP. Whether you live in Rochester, Buffalo, Manhattan, Long Island, Syracuse or Albany, having sufficient general liability insurance is an important part of any small business plan in New York.
Also, if any of your employees are using their own vehicles be sure to add Hired and Non-Owned liability. Unfortunately, if your employee is at fault in an accident while working for you, you could be held liable. Please remember, this does not pay for their auto, just for your liability. In New York, every business with employees is required to carry workers’ compensation insurance. Even if you only have one employee, you’re still required to carry workers’ comp.
This material does not amend, or otherwise affect, the provisions or coverages of any insurance policy or bond issued by Travelers. It is not a representation that coverage does or does not exist for any particular claim or loss under any such policy or bond. Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy or bond provisions, and any applicable law. Availability of coverage referenced in this document can depend on underwriting qualifications and state regulations.